Payment fraud tools compared
Tools that stop fake invoices, business email compromise and deepfake payment requests.
Based on public information, September 2026.
Paysealed
The real approver confirms risky payments on their own phone with a passkey. Works in Gmail, Outlook, Slack, Xero and QuickBooks, with Microsoft Teams at launch.
Teams of 20 to 1,000 · From $79/mo (early access)
Eftsure
Verifies supplier bank details before you pay.
Mid-market and enterprise AP teams · Contact sales
Trustmi
Behavioral AI across email and ERP that flags unsafe payments.
Enterprise finance teams · Enterprise contracts
Trustpair
Checks and monitors vendor bank account ownership.
Large companies in the US and Europe · Contact sales
ApprovalMax
Approval workflows and audit trails for QuickBooks, Xero and NetSuite.
Small and mid-size businesses, accounting firms · About $54 to $133/mo
imper.ai
Stops impersonation on Zoom, Teams, Slack and phone using device and network signals.
Enterprise security teams · Contact sales
Nametag
ID and selfie checks for IT help desk resets.
Enterprise IT · Enterprise contracts
Pindrop, Reality Defender
Detect fake voices and video.
Banks and call centers · Contact sales
Calling back
Phone the requester to confirm.
Everyone · Free
How to choose
- Where do payment requests reach your team: email, chat, phone, or all three?
- Do you need to check the bank account, the person asking, or both?
- Can you run a sales process and a long rollout, or do you need to start this week?
- Will your auditor or insurer want a record of who approved each payment?
Questions
- What is the best tool to stop vendor payment fraud for a small business?
- It depends on the risk. For bank-detail checks, Eftsure and Trustpair are strong but aimed at larger companies. For approval workflows in QuickBooks or Xero, ApprovalMax is affordable. Paysealed is built for small and mid-size teams that want the real approver to confirm risky payments from any channel.
- What is a cheaper alternative to Eftsure or Trustmi?
- Smaller teams often start with a written callback rule plus approval software like ApprovalMax. Paysealed starts at $79 a month and adds passkey confirmation that a cloned voice or hacked email can't fake.
- Is deepfake detection enough to stop CEO fraud?
- Detection helps, but it gets harder as AI improves. Verifying the person on a device they own works no matter how good the fake is.
Related: vendor bank-change fraud, deepfake CEO fraud, business email compromise.
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Free pilot for founding customers.